Stockton Commercial Banking - Business Checking

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Last Update:
February 20, 2010
5:22am PT

BUSINESS CHECKING ACCOUNTS

Business Checking	Interest Business Checking
Analyzed Business Checking	Attorney Client Trust Account (IOLTA)

Community Bank offers an array of Business Checking Accounts. Whether you operate a small or high volume business, we have a plan specifically tailored for you. Not only will you save time and money with the convenience of a Community Bank of San Joaquin Business Checking Account -- you'll have peace of mind knowing that your local bank understands the changing needs and goals of your local business.

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Choose the Business Checking Plan that is right for your business.

� Business Checking is a basic checking account designed for smaller businesses with limited transaction activity. This account does not earn interest and allows you to write up to 150 checks per month and make up to 25 deposits per month for one low monthly fee.
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� Interest Business Checking is designed for sole proprietors and non-profit organizations. This basic checking account does earn interest and is geared for those with limited transaction activity. This account allows you to write up to 150 checks per month and make up to 25 deposits per month for one low monthly fee.
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� Analyzed Business Checking is designed for businesses with a higher transaction volume and those with needs for currency and coin. The fees are based on the services you use, but they are offset by the credit earned on the balances your business maintains.
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� Attorney Client Trust Account is designed solely for California attorneys who wish to establish an account under the California State Bar Association's program for the provision of legal services to indigent persons, known as IOLTA. The interest earned, less the regular monthly service charge, is paid to the State Bar Association. We provide reports to the State Bar on at least a quarterly basis.
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Business Checking | Business Loans | Merchant Bancard

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NOTICE OF CHANGES IN TEMPORARY FDIC
INSURANCE COVERAGE FOR TRANSACTION ACCOUNTS

All funds in a "noninterest-bearing transaction account" are insured in full by the Federal Deposit Insurance Corporation from December 31, 2010, through December 31, 2012. This temporary unlimited coverage is in addition to, and separate from, the coverage of at least $250,000 available to depositors under the FDIC�s general deposit insurance rules.

The term "noninterest-bearing transaction account" includes a traditional checking account or demand deposit account on which the insured depository institution pays no interest. It also includes Interest on Lawyers Trust Accounts ("IOLTAs"). It does not include other accounts, such as traditional checking or demand deposit accounts that may earn interest, NOW accounts and money-market deposit accounts.

For more information about temporary FDIC insurance coverage of transaction accounts, visit www.fdic.gov.

Lost or stolen Visa® Check Card, call (209) 956-7000 Monday-Friday 9am-5pm or 1-800-754-4128 after hours. For other important telephone numbers, click here. Community Bank of San Joaquin
Main Office 22 West Yokuts Avenue Stockton, CA 95207-5715 [map] 209-956-7000	Waterloo Office 4426 East Waterloo Road Stockton, CA 95215-2306 [map] 209-373-4300
Services Available: Administration, Branch, Loans, Full-Service Drive-Up, ATM* and Night Depository*	Services Available: Branch, Loans, ATM* and Night Depository*
Office Hours: Monday-Thursday 9am-5pm Friday 9am-6pm Saturday 9am-1pm and By Appointment	Office Hours: Monday-Thursday 9am-5pm Friday 9am-6pm
*This service available 24 hours a day.

Member FDIC

Equal Housing Lender

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